Is Travel Insurance important?

With so many places to visit and life happening around us, is it best to get travel insurance? I think its the best thing to have and the safest! I hope you, myself and others never need it but its as important as car insurance, house insurance or even GAP insurance! Especially if you travel at least once a year!

What would you do if you get hurt on a trip, and need to visit a hospital? What if they dont take your insurance, what if they cant treat your condition? Emergency Evacuation can cost a minimum of $50,000 dollars. What if you lose your luggage? Or, you get robbed, last minute cancelation, mother nature comes to visit, you get lost! I'm sure I could go on, and on! Would you be prepared! Would you have thousands of dollars for anything that goes wrong? Most people, dont! That is why its important to have protection, for all "the what if's" while traveling.

Medical Pro's

Most Travel Insurance, offer medical benefits. Which can protect you financially from the high costs medical care. Especially emergency treatment, they can result in large bills before you even know it. You have access to provider networks all around the world! Having that peace of mind to travel comfortably knowing you have places to visit in case of any injuries, illness, or sickness is priceless. Emergency evacuation is amazing, and can get pricey ( taking out a second mortgage, pricey). But, some companies offer it with different packages. Make sure to look for this option!

Trip Pro's

You are covered for flight delays, baggage loss, trip interruption, and flight cancellation (these benefits depend on the type of plan you purchase, but most plans come with some compensation for these benefits). During times like bad weather, or different countries going on strike, etc... its always good to have a plan of protection!

These 2 topics are the most important. You want to make sure whatever you decide to go with, these 2 topics are covered! If you purchase from the right company, then you have a Licensed Team that assists you in case of emergencies, which can be finding doctors, or filing claims, or helping you get any paperwork you may need. With so many companies you just to make sure your choosing the right policy for your trip! Inform yourself properly on what is covered and what is not covered. Purchase through a company that offers 24/7 assistance, or a company that will help you during the claims process and after you have purchased the plan. Keep an eye on the right benefits on the policy for your specific health conditions in case you have any pre-existing conditions. Policies can be limited based on your health conditions, for example most travel insurance policies will not cover you for any chronic or congenial conditions. Always do your research and ask question! Safe travels!